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Earn more on your next CD.

If you want to earn interest on your money without exposing it to the risk of the stock market, a certificate of deposit (CD) can be an excellent financial tool.

Benefits and features:

  • Terms from 30 days to 5 years
  • Minimum opening deposits start at $1,000
  • Interest is compounded daily and may be added to your CD balance or automatically transferred to another CIT Bank account
  • Your CD automatically renews at the end of the term
  • Backed by the full faith and credit of the U.S. government, up to $250,000

 

Penalties may be imposed for early withdrawal.

  • Current Rates

     current-rates-1136
    Term Interest Rate Annual Percentage Yield (APY*)
    1 Month 0.05% 0.05%
    2 Months 0.05% 0.05%
    3 Months 0.1% 0.1%
    6 Months 0.1% 0.1%
    9 Months 0.15% 0.15%
    12 Months 0.25% 0.25%
    18 Months 0.3% 0.3%
    24 Months 0.35% 0.35%
    30 Months 0.35% 0.35%
    36 Months 0.4% 0.4%
    48 Months 0.4% 0.4%
    60 Months 0.45% 0.45%

    Rates effective as of 12/01/2021

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