CIT Bank is now a division of First Citizens Bank. Learn more.
Save more with accounts designed for your needs
Reach your savings goals with our Money Market or Savings Account options that pay interest on collected balances and include online banking and ATM access.
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Savings
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Start saving for tomorrow today with our savings account
Saving money doesn't have to be difficult or complex. Enjoy free online banking and work toward your financial goals with our simple savings accounts.
Benefits and features:
- Interest compounded daily and paid monthly
- Earn interest with $100 daily collected balance
- Unlimited deposits and withdrawals at our branches or bank ATM
- Six preauthorized withdrawals/transfers permitted per calendar month1
- No minimum opening deposit
- No monthly maintenance fee
Account available at your nearest branch location in AZ, CA, CO, FL, KS, NE, NV, TX.
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Money Market
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Save more now with our high-interest savings account.
Whether you're saving for a future goal or just want to earn more interest on the money in your savings account, our Money Market savings account is a safe and accessible option.
Benefits and features:
- Free bank-selected checks
- Earn interest with $1,000 daily collected balance
- Interest compounded daily and paid monthly
- Minimum opening deposit of $1,000
- Monthly maintenance fee waived with average collected balance of $1,000, otherwise $10
- Unlimited deposits and withdrawals at a branch or bank ATM
- Six preauthorized withdrawals/transfers permitted per monthly statement cycle2
Current Rates
Amount Interest Rate Annual Percentage Yield (APY*) $0 - $999.99 0.05% 0.05% $1,000 - $4,999.99 0.05% 0.05% $5,000 - $9,999.99 0.05% 0.05% $10,000 - $24,999.99 0.05% 0.05% $25,000 - $49,999.99 0.05% 0.05% $50,000 - $99,999.99 0.1% 0.1% $100,000 - $9,999,999.99 0.15% 0.15% $10,000,000.00 and above 0.05% 0.05% Rates effective as of 01/24/2022
1Excess withdrawal Fee - $5 per withdrawal exceeding the six preauthorized withdrawals/transfers per calendar month.
2Excess withdrawal Fee - $10 per withdrawal exceeding the six preauthorized withdrawals/transfers per monthly statement cycle.